Utah Community Credit Union in Provo is working with the Utah Department of Public Safety and Utah Driver’s License Division to test a mobile ID system with 100 members.
The credit union views the digital ID as part of a broader digital strategy to boost automated contactless. financial transactions and customer interactions in all parts of its business
Like any project that requires participants to share sensitive data, the Utah system will be challenged to recruit more financial institutions to participate.

Many U.S. states are implementing mobile driver’s licenses (mDL) as an option for their citizens. In states that have involved businesses that rely on ID, a “Mobile ID ecosystem” is becoming reality as governments that issue ID cards and commercial entities that require ID cards discover the advantages of mDLs. Once accepted everywhere, like tap payments, citizens may have the option to leave their wallet at home and not carry a physical ID card that is easily lost, stolen, or misused.

The Utah Community Credit Union (UCCU) will be the state’s first financial institution to officially accept mobile driver’s licenses (mDLs) as a legal form of digital ID for all banking transactions. The technology behind the new mDL was developed by GET Group North America and The Utah Driver License Division (DLD) and has now been deployed on a larger scale, following a successful pilot run over the first half of 2021.

Electronic credentials, such as a mobile driver’s license (mDL), have become widely accepted in recent years as a more secure form of identification. Globally interoperable protocols for the identification of the credential holder and authentication of their data have been lacking. However, a task force that includes UL’s Lead Principal Advisor for Identity Management and Security, Arjan Geluk, has developed a standard for mobile documents (mdocs).

While waiting for a driver’s license in Mississippi has improved significantly, from 90 minutes on average last year to 21 minutes now, residents will have to wait even longer to get that ID in digital form, even though state law indicates it must be designed and implemented by July 1.

The list of U.S. states to launch mobile driver’s licenses (mDLs) is growing rapidly, with five implemented already and three more official digital IDs on the way by the beginning of next year, by the Associated Press’ count. Utah, Iowa and Florida are expected to implement mDLs soon, with the apps storing the credential protected by passwords or on-device biometrics.

The Iowa Dept. of Transportation Motor Vehicle Division is expected to launch their digital driver’s license, or ‘Mobile ID’, by the end of this year. The program has been in the works for years. It will become available for download on the Apple App Store and Google Play and allow Iowans to add a driver’s license to their devices.

Residents of Louisiana can now have an electronic version of their COVID-19 vaccination records added to their LA Wallet, the state’s digital drivers’ license app. Launched in 2018, LA Wallet is a legal driver’s license available to all Louisiana residents. It was jointly designed by the Office of Motor Vehicles, the State Police and the Department of Public Safety. It was developed for free by Louisiana software firm Envoc and is currently used by 670,000 state residents across 1.2 million devices.

Digital transformation is about to change how we prove our identities. Soon, presenting your driver license credentials to receive a service, or purchase an age-restricted product, will be more convenient, secure, privacy-assured and sanitary. This is the future with a mobile driver license (mDL).

With several states exploring mobile driver’s licenses, the Transportation Security Administration is seeking comments on what changes it might need to make so agencies can accept mDLs for REAL ID Act-compliant identification for access to federal facilities, nuclear power plants and boarding federally regulated commercial aircraft.